John Donaldson CeMAP

The information provided is completely free, too. But please note, all information concerns the mortgage and loans market in the United Kingdom, and nowhere else.

Mortgage and other products in the UK come in all shapes and sizes, which can lead to a lot of confusion. It is a hugely competitive market and its ups-and-downs can potentially affect millions of people at a stroke.

In this business information is power. Far too often in the past the consumer has been the powerless pawn of the major banks and financial institutions as they sought to control and manipulate the marketplace in the pursuit of profits.

Although in recent years the situation has changed, with the balance swinging back in favour of the customer who is - or at least should be - the prime consideration in any financial transaction, mortgage or otherwise, the "credit crunch" has intervened in a big way in the last few months.

Gone are 100% mortgages and easy credit as banks and financial institutions try to come to terms with the current financial realities.

So where to now? Check the menu on the left of the page for topics which might catch your interest. And keep coming back. More information will be added on a regular basis, time permitting, of course.