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John Donaldson
John Donaldson CeMAP

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About MortgageAdvice4Free

MortgageAdvice4Free is all about mortgage advice ... for free. Hopefully, that advice will be gleaned from the many articles on this website. The website is run and written by me, John Donaldson CeMAP.

So who am I? Well, as far as the industry is concerned, I am a fully qualified mortgage adviser. How come? I've sat the appropriate exam, which is the Certificate in Mortage Advice and Practice, or CeMAP for short. Passing the exam entitles me to use CeMAP after my name.

The Institute of Financial Services (ifs), the official brand of the Chartered Institute of Bankers (CIB), developed the innovative qualification structure that is the CeMAP and CeFA (Certificate for Financial Advisers) qualifications. The qualifications are aimed at those working in the regulated environments of mortgage, financial and general insurance advice.

Your home may be repossessed if you do not
keep up repayments on your mortgage.

Information and/or services provided via this website do not constitute regulated mortgage or financial advice, which recommends a course of action based upon the specifics of your personal circumstances. If you are looking to take out a mortgage, or any financial product, consult a fully qualified mortgage adviser or independent financial adviser.

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